Today, I’m going to talk about something that isn’t that fun to talk about- organizing finances.
This is admittedly one of my biggest struggles- we’ve gotten slightly better at organizing our finances, but we’ve far from arrived. Two of our best resources for organizing our finances are our home binder, the mail bins in our command center, and our “bills to pay” list in the command center.
First, let me tell you how we use our home binder to track finances. We have an entire page dedicated to tracking finances. It is right behind our monthly calendar, and even though we don’t always use it the right way, it does give us a pretty good picture of monthly expenses.
We also use our “week at a glance” sheets in the binder to write down what bills are due for the week, or what we need to spend that week if there is something extra coming due.
We have three mail bins in our command center. The one on the left is for bills that are due. The center one is for bills that have been paid, but haven’t cleared yet. The bin on the right is for things that need to be filed. Everything else goes to the shredder.
We also use the second pic frame from the left to record what bills are due and the dates they are due.
We have also tried to keep a grocery list to record what we run out of, and make a meal plan before shopping. This has cut down on impulse purchases dramatically.
As I said before, we are still working to become better at organizing our finances, but we certainly have improved a lot. Do you have any ideas you’d like to share?